As a whole, the cover design reflects the theme of 2016 Annual Report Continuing Blessed Path. The portrait of various BSM people's lives aspects including family, business, and its love to nature as the grace of God Almighty synergies harmoniously with BSM people teamwork that always putting the customers first and targeting a perfect outcome. Therefore the cover of 2016 Annual Report represents the commitment of BSM people to together improving the nation's economy such as growing a good tree. And Allah presents examples for the people that perhaps they will be reminded. The picture of tree is inspired from Al-quran verse on the parable of good tree as quoted from Surah Ibrahim (14) verse Allah presents an example, (making) a good word like a good tree, whose root is firmly fixed and its branches (high) in the sky, the tree produces its fruit all the time, by permission of its Lord. With spirit to keep serving, BSM continues the path of blessing. In 2016, all BSM people united in strong commitment to continuously serving and developing nation. With Rahmatan lil alamin Islam principle, BSM always committed to fulfill stakeholders, customers and society expectations. As sharia banking industry Company in Indonesia who always care to serve the customers interest and improve Indonesia society economics trough the latest technology services system, BSM successfully maintains its existence as excellent and modern sharia bank.
4 GROW WITH QUALITY Since 1999, Bank Syariah Mandiri (BSM) continuously developing its business by complying to sharia values.
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